Smartphone Financing,Simplified!

Pioneering the Next Billion Users Revolution

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At Kistpay, we lead the Next Billion Users mission, whose core is digital connectivity and financial inclusion.
Aligned with the United Nation's Sustainable Development Goals - SDGs, Kistpay
envisions universal empowerment, making a positive impact that ensures no one is left behind in
this digital age.

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Easy Device Locking

Kistpay's cutting-edge Device Locking Solutions blend advanced security protocols with robust control features, ensuring a fortified and reliable safeguard for devices.

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One-Stop Integration

Experience a seamless and integrated solution with Kistpay, your one-stop platform for breaking barriers and connecting globally.

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Digital Scoring

Our innovative approach allows us to build a digital score for device lending without the need for past lending data.

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Collateralized Financing

Secure your financial future with Kistpay's collateralized financing. Use your smartphone as collateral to access affordable and flexible financing options.

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Ecosystem Enabler

Our platform brings together telcos, banks, insurance partners, smartphone retailers, and payment platforms to launch device financing initiatives in a matter of days, not months.

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Financing Solutions

Offers effortless onboarding, personalized plans, and customer engagement that deliver comprehensive, end-to-end solutions.

Device Lock Technology Solutions

Step into a world of seamless collaboration with Kistpay as your trusted system integrator.
In this dynamic partnership, Kistpay provides cutting edge technology for Device Locking /Unlocking.
Our expertise extends to custom development and integration, ensuring a flawless user experience.

Google Device Lock Controller (DLC)

Works with most android devices.


Works with brands like Tecno, Infinix, Itel

Samsung KNOX

For Samsung devices


For Nokia

DLC Lock

CEO's Message


At Kistpay, we are on a mission to transform lives through universal digital connectivity and financial inclusion. We are dedicated to making technology accessible to all, breaking down barriers, and bringing people into the digital era. It's a journey marked by innovation and a strong passion for serving everyone, no matter where they are. Join us, as together, we're shaping a world where everyone has access to digital technology and the opportunities it brings.

Asif Jafri

Founder & CEO

Redefining Boundaries, Achieving Global Excellence!

Kistpay proudly stands at the forefront of global innovation. We are committed to shape the digital and
financial landscape, bridging the gap for a connected, inclusive future.

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Our Offices
UAE FlagAl Maryah Island,
Abu Dhabi Global Market Square,
Abu Dhabi, UAE
Rwanda FlagNorrsken House,
KN 78 St,
Kigali, Rwanda
Pakistan FlagPlot # 27-C, Sunset Lane 1,
Phase 2 Ext, D.H.A
Karachi, Pakistan